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notaboss

Last status update:
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Personal Info
Gender: male
Date Signed Up:3/10/2011
Last Login:7/31/2015
Location:Nevada
Funnyjunk Career Stats
Content Ranking:#1343
Comment Ranking:#16996
Highest Content Rank:#1340
Highest Comment Rank:#3672
Content Thumbs: 14157 total,  15242 ,  1085
Comment Thumbs: 2195 total,  2677 ,  482
Content Level Progress: 19% (190/1000)
Level 213 Content: Comedic Genius → Level 214 Content: Comedic Genius
Comment Level Progress: 79% (79/100)
Level 220 Comments: Mind Blower → Level 221 Comments: Mind Blower
Subscribers:4
Content Views:386216
Times Content Favorited:817 times
Total Comments Made:765
FJ Points:15278
Favorite Tags: lol (2) | me (2) | okay (2)

latest user's comments

#153 - The US federal law has pretty strict guidelines on when and wh… 07/31/2014 on banks 0
#107 - Honestly pisses me off when people go on about how banks are c…  [+] (4 new replies) 07/30/2014 on banks +2
#121 - guardianranger (07/30/2014) [-]
I agree with about all you said except some banks really are just assholes. My bank took my entire paycheck and "Held it" Because I bought gas with the card. I called them and they told me "It was probably the gas station, we don't do that." Then I was told by the manager it is not them ,but indeed the bank because they've had lots of problems with them doing this. Now, you may say "Did you read the fine print blah blah..." Yes, I read it thoroughly and asked if there was anything I should know that might not be in the paperwork. They told me straight to my face that everything is in it. Again, I read it thoroughly and completely. (I always read before I sign) so I couldn't buy food for my family until Wednesday. (it was Friday when they did it) They told me It would take at least 3 days to process then return and they didn't work on weekends. I would not use banks except with almost any job anymore your paycheck has to go straight to a bank. No more paychecks, they all have to be direct deposit now.

TL;DR : Just venting too.
User avatar #123 - trocadero (07/30/2014) [-]
Most banks have those precautions in place. If you deposit your paycheck through an ATM the first $100 is available while the rest goes on hold. But if you go into the branch and you're friendly they can "forget" to put a hold on it. Also most banks will release the hold if you come into the branch and provide a valid reason why you need the funds available.

TL;DR Tips on avoiding the holds from a bank teller at BMO
#153 - notaboss (07/31/2014) [-]
The US federal law has pretty strict guidelines on when and why banks can place a hold. For example:

Person A and Person B both have $5,000 checks.

Person A has an account with an average balance of $800.00, and in the last 12 months they've overdrawn their account 16 times. There will most definitely be a hold placed on this check (unless it's a cashier's check).

Person B has an account with an average balance of $50,000, and has never overdrawn their account. This check can be made available immediately, or even cashed.

tl:dr there's a reason that a hold was placed.
#141 - IamWhoIam (07/30/2014) [-]
I bank with BMO. You guys actually treat us like people.
#29 - yfw 07/24/2014 on Get down Mr. President! +6
#68 - You ROCK! Thanks, Starbucks Hero!  [+] (1 new reply) 07/24/2014 on Most Expensive Starbucks... 0
User avatar #69 - greenwithenvy (07/24/2014) [-]
Thanks, I hope that one is to your liking if they don't have white chocolate you can try asking for vanilla.
#66 - It's cream/milk based.  [+] (3 new replies) 07/24/2014 on Most Expensive Starbucks... 0
User avatar #67 - greenwithenvy (07/24/2014) [-]
thought you meant that. If you ask them if they have white chocolate and they do, you can get 2 pumps added to make a nice looking (and tasting) drink
#68 - notaboss (07/24/2014) [-]
You ROCK! Thanks, Starbucks Hero!
User avatar #69 - greenwithenvy (07/24/2014) [-]
Thanks, I hope that one is to your liking if they don't have white chocolate you can try asking for vanilla.
#62 - How do I make my Double Chocolaty Chip even better? …  [+] (5 new replies) 07/24/2014 on Most Expensive Starbucks... 0
User avatar #64 - greenwithenvy (07/24/2014) [-]
Double chocolaty chip what? you don't drink coffee so...?
#66 - notaboss (07/24/2014) [-]
It's cream/milk based.
User avatar #67 - greenwithenvy (07/24/2014) [-]
thought you meant that. If you ask them if they have white chocolate and they do, you can get 2 pumps added to make a nice looking (and tasting) drink
#68 - notaboss (07/24/2014) [-]
You ROCK! Thanks, Starbucks Hero!
User avatar #69 - greenwithenvy (07/24/2014) [-]
Thanks, I hope that one is to your liking if they don't have white chocolate you can try asking for vanilla.
#14 - What if the camera fails? What if the camera didn't get a good… 07/22/2014 on Murder Witness 0
#7 - This actually happens. I work at a bank and we're all trained …  [+] (2 new replies) 07/21/2014 on Murder Witness +8
User avatar #13 - kirkbot (07/21/2014) [-]
but then who was security cameras?
#14 - notaboss (07/22/2014) [-]
What if the camera fails? What if the camera didn't get a good enough shot of the person's face? Gotta have a fail-safe.
#2507 - **notaboss rolls 405,611,091** 07/21/2014 on Top 10 Things I like About FJ 0
#84 - Picture 07/21/2014 on reddit.com +5
#186 - I'm guessing really old, since the gun only has 10 stars on it. 07/21/2014 on /k/ is asked about school... +1
#12 - Picture 07/20/2014 on Is that the 90s show? +8
#45 - By the end they had 5 kids. Francis, Reese, Malcolm, … 07/20/2014 on Malcolm in the Middle +1
#3783 - 22 Banking/finance Girlfriend of 3 years jus… 07/17/2014 on Open up to your family +1
#29 - In that case, I'm halfway there. 07/16/2014 on All things Cock +71
#161 - I got a letter in the mail the week of my birthday. Just requi… 07/15/2014 on Some Random Interesting... +1
#185 - I was laughing, until I did the math.. I was born alm… 07/15/2014 on Were you birthday sex?... 0
#105 - That's good, bud.  [+] (1 new reply) 07/13/2014 on This has happened to often... +1
User avatar #108 - mrjunebug (07/13/2014) [-]
He took me to a Little Darlings somewhere in Vegas. The entire time I just wanted to be home playing video games.
#98 - Picture  [+] (3 new replies) 07/13/2014 on This has happened to often... +1
User avatar #104 - mrjunebug (07/13/2014) [-]
Aside from breaking the law too much, he was kinda a good person. To me, at least.
#105 - notaboss (07/13/2014) [-]
That's good, bud.
User avatar #108 - mrjunebug (07/13/2014) [-]
He took me to a Little Darlings somewhere in Vegas. The entire time I just wanted to be home playing video games.
#2089 - **notaboss rolls 148,566** 07/13/2014 on Big Titty Squeezer 0
#142 - >inputted  [+] (1 new reply) 07/05/2014 on Heart of a Human +4
#153 - jackpott (07/05/2014) [-]
Rough translation from Korean, there's probably gonna be some grammatical errors bruh.
#4441 - **notaboss rolled image ** Uh oh 07/03/2014 on zombified 10 year olds 0
#4437 - Comment deleted 07/03/2014 on zombified 10 year olds 0
#64 - >doesn't not count Nice try, OP. But you can't fool me. 06/29/2014 on It all comes +3
#170 - Roughly $192,000 in twenties. 06/27/2014 on I like The Oatmeal 0

items

Total unique items point value: 2400 / Total items point value: 3150
What do you think? Give us your opinion. Anonymous comments allowed.
User avatar #7 - esenel (11/24/2012) [-]
hey dude i understand that u dont collect items anymore can i have ur fj points?
fj points are points for item collectors 1like equals 1 fj point
1.click on my profile
2.go down and find send trade request
3.click it and put in fj points
4. click send trade and enter captcha
#5 - themanwithnoplan ONLINE (07/10/2011) [-]
i was gonig on here to steal your comment virginity, but to find someone has already done it, and that person was me
User avatar #1 - themanwithnoplan ONLINE (05/07/2011) [-]
Its funny because you lost about 200 comment thumbs in 8 comments.
Also, comment virginity be gone!
#2 to #1 - notaboss (05/07/2011) [-]
I know :/ Not many people understood what I was trying to point out.
User avatar #3 to #2 - themanwithnoplan ONLINE (05/07/2011) [-]
Actually, it wasn't the subject, more of the delivery.
#4 to #3 - notaboss (05/08/2011) [-]
Yeah, I suppose. Oh well, they're just thumbs. ;D
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