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latest user's comments
|#49 - $2,000,000 in twenties. Not bad.||08/21/2014 on I couldn't afford a table||+2|
|#165 - Or so you think....||08/20/2014 on Blaze Before Reading||+2|
|#97 - I live in Las Vegas. Most buffets average $30+ per person.||08/12/2014 on anon goes to a chinese buffet||0|
|#24 - To be fair, this is a 2004 Ford. [+] (1 new reply)||08/06/2014 on The Google||+7|
|#153 - The US federal law has pretty strict guidelines on when and wh…||07/31/2014 on banks||0|
|#107 - Honestly pisses me off when people go on about how banks are c… [+] (4 new replies)||07/30/2014 on banks||+2|
#121 - guardianranger (07/30/2014) [-]
TL;DR : Just venting too.
#123 - trocadero (07/30/2014) [-]
Most banks have those precautions in place. If you deposit your paycheck through an ATM the first $100 is available while the rest goes on hold. But if you go into the branch and you're friendly they can "forget" to put a hold on it. Also most banks will release the hold if you come into the branch and provide a valid reason why you need the funds available.
TL;DR Tips on avoiding the holds from a bank teller at BMO
#153 - notaboss (07/31/2014) [-]
The US federal law has pretty strict guidelines on when and why banks can place a hold. For example:
Person A and Person B both have $5,000 checks.
Person A has an account with an average balance of $800.00, and in the last 12 months they've overdrawn their account 16 times. There will most definitely be a hold placed on this check (unless it's a cashier's check).
Person B has an account with an average balance of $50,000, and has never overdrawn their account. This check can be made available immediately, or even cashed.
tl:dr there's a reason that a hold was placed.
|#29 - yfw||07/24/2014 on Get down Mr. President!||+6|
|#68 - You ROCK! Thanks, Starbucks Hero! [+] (1 new reply)||07/24/2014 on Most Expensive Starbucks...||0|
|#66 - It's cream/milk based. [+] (3 new replies)||07/24/2014 on Most Expensive Starbucks...||0|
|#62 - How do I make my Double Chocolaty Chip even better? … [+] (5 new replies)||07/24/2014 on Most Expensive Starbucks...||0|