banks. Subscribe to me and add me as a friend to see more funny content!. h ltr f x Greedy little prick; ' inure Canadian .. Canadian banks have better customer service and pretend to be super lovey dovey but they're just as sleazy as the american ones under the thin coat of paint tha
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[ 153 comments ]
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#32 - trickytrickster (07/29/2014) [-]
That's a good sample size for the entire population of the US and Canada.
User avatar #4 - thewizsam (07/29/2014) [-]
ya know i really thnk they edited the good comments and just stuck with the negitive
User avatar #8 to #4 - iyellatstuff (07/29/2014) [-]
Well that and they were in new york, not exactly the most friendly state
#2 - verycoolcat ONLINE (07/29/2014) [-]
The Royal Bank of Canada recently had a huge scandal where a large number of their employees were illegal immigrants.
#3 to #2 - Rascal (07/29/2014) [-]
Aka Americans
User avatar #6 to #3 - bobthedilder (07/29/2014) [-]
Pakistanis*
User avatar #7 to #2 - heartlessrobot (07/29/2014) [-]
Right but the US is supposed to let all the immigrants into the country, give them all our money, and let them take our jobs but when CANADA has problems with immigrants, it's a bad thing.
#9 to #7 - verycoolcat ONLINE (07/29/2014) [-]
That were almost all philipinos, pakistan and indians.
User avatar #10 to #9 - heartlessrobot (07/29/2014) [-]
That makes it even worse. You've got ************* sneaking into your country and you don't even share a border with them!
#13 to #10 - verycoolcat ONLINE (07/29/2014) [-]
I'm not canadian
User avatar #14 to #13 - heartlessrobot (07/29/2014) [-]
Ok, replace "you" with "canada".
User avatar #16 to #14 - Relinies (07/29/2014) [-]
That makes it even worse. Canada've got ************* sneaking into canadar country and canada don't even share a border with them!
User avatar #17 to #16 - heartlessrobot (07/29/2014) [-]
You dickwaffle.
User avatar #120 to #2 - hairysmellyanus (07/30/2014) [-]
I worked for mcdonalds and i think they have a similar scandal happening everywhere right now.
#1 - amuzen (07/29/2014) [-]
Canadian banks have better customer service and pretend to be super lovey dovey but they're just as sleazy as the american ones under the thin coat of paint that is their customer service.
#30 to #1 - Rascal (07/29/2014) [-]
at least they try to hide that they are the same
#77 to #1 - dargent (07/30/2014) [-]
At least Canadian banks try to cover it up.
User avatar #142 to #1 - bowservoltaire (07/30/2014) [-]
That's stupid. All banks around the planet are sneaky, that's how they make money. So there is actually some credit in at least treating the customer super well in the process.
#152 to #142 - amuzen (07/30/2014) [-]
Difference of lifestyle, in America we prefer to like people to look us in the eye before they **** us in the ass.
User avatar #154 to #152 - bowservoltaire (07/31/2014) [-]
i guess...
#41 to #1 - Rascal (07/29/2014) [-]
My bank gave me employment advice and are very kind to me and my family's business.
User avatar #65 to #1 - venegal (07/30/2014) [-]
Try a Mexican bank mate, I PROMISE you that neither American nor Canadian banks are as bad as the ones in my country I can guarantee it.
User avatar #11 to #1 - shadowkingdr ONLINE (07/29/2014) [-]
at least they pay for the paint
#28 to #11 - Rascal (07/29/2014) [-]
So you're alright with getting ****** up the ass as long as they lube you up first?
User avatar #33 to #28 - shadowkingdr ONLINE (07/29/2014) [-]
it's better then going in dry
#40 to #33 - NoobPlease (07/29/2014) [-]
I like the way you think
User avatar #44 - vincento (07/29/2014) [-]
U know I'll probably need a better proof of this rather than the reaction of 5 random people
-2
#68 to #44 - epicpoke has deleted their comment [-]
#76 to #68 - Rascal (07/30/2014) [-]
look at the first and last Americans
User avatar #95 - commontroll (07/30/2014) [-]
To be fair, New Yorkers say that about anybody richer than them. And poorer. And who make the same amount as them. And that guy down the street. And the people from New York. And the People from outside New York. And the people who like hot dogs. And the people who hate hotdogs. And...
User avatar #110 to #95 - musclezglassez (07/30/2014) [-]
New Yorkers are ****** dick pickles
#113 to #110 - commontroll (07/30/2014) [-]
**commontroll rolled image** Everybody but some New Yorkers agree with that statement.

Pic probably unrelated and most likely ponies because I don't have a reaction folder on this computer.
User avatar #115 to #95 - Crusader (07/30/2014) [-]
In New York, they say " **** you" and mean "How are you?"

In LA they ask "How are you?" and mean " **** you"
User avatar #145 to #115 - commontroll (07/30/2014) [-]
Pretty sure in New York " **** you" means "Go **** yourself you should be dead but I'm too much of a bitch to do anything but cuss at you in front of your kids."
#15 - gdikodiak (07/29/2014) [-]
in italy, banks rob you
User avatar #127 to #15 - thewizsam (07/30/2014) [-]
in soviet russia was a bank. oh you mean mattress
#66 to #15 - slias (07/30/2014) [-]
That's a fairly global thing at this point.
User avatar #42 - hueyfreeman (07/29/2014) [-]
>same guy twice in america
User avatar #103 - unstoppablegiggle (07/30/2014) [-]
**** I'd be happy too if my money smelled like maple syrup and looked like it came from monopoly.
#21 - letmetouchyourboob (07/29/2014) [-]
Ireland: Wanking ******* bankers
User avatar #124 - qbnkracker (07/30/2014) [-]
This doesn't mean anything. New Yorkers talk this way about everybody.
User avatar #137 to #124 - gmarrox (07/30/2014) [-]
"Sir what's your opinion on Tony's Pizzeria?"

"Eeeeyyy, **** Tony's Pizzeria! Way better pizza over at this little place I know I bronx, dey make it right!"

"But sir, you own Tony's Pizzeria."
#83 - Rascal (07/30/2014) [-]
My ******* bank I singed up with called me on my birthday and the teller legit said

"hello is this anon? Id like to wish him a happy birthday from the girls here at TD"
I was pretty ******* shocked and think i have the best bank. thats god tier customer service

User avatar #111 to #83 - musclezglassez (07/30/2014) [-]
jesus dude that is service and a half, gotta love CANADIAN banks
User avatar #37 - xsap (07/29/2014) [-]
i never really understood how banks can be "evil" evil and "greedy" and why people bitch about banks... if you borrow money from them and can't pay back, its not their fault, its yours for making a ****** decision.
#64 to #37 - Rascal (07/30/2014) [-]
It's more the way they entice you into debt. Like how people who just turned 18 get a lot of credit card offers even though they know the chances of them being responsible with it are slim. Sure it was a bad decision on the teenagers part, but the banks certainly had a part in it.
User avatar #129 to #37 - meganinja ONLINE (07/30/2014) [-]
It's more like I put my money into a savings account expecting to at least earn some interest and come back later to have lost money instead. Anytime I'd go to cash a paycheck they'd charge me money to do so. They charged money to give me my god damned money. And when I was sick of their **** they charged me to take my money out of the bank.

I'm sorry but I don't like being robbed, I'll keep my money somewhere safe from their money grubbing hands.
User avatar #101 to #37 - loonquawl (07/30/2014) [-]
Was a big issue for awhile, banks starting people out on one rate and then raising it so high that they couldn't afford it and the bank took their house. Only 1 dude went to prison for it.
There's been laws passed that prohibit them from raising it over a certain percent at a time, but they're finding ways around it, and now it's starting up all over again.
Same thing happened in China and they executed those ***** , the problem won't repeat itself there.
#117 - Rascal (07/30/2014) [-]
I am Canadian, when I think of banker, I think of "person who does my banking"
User avatar #122 - trocadero (07/30/2014) [-]
That's because in New York a banker is someone on wall street, a faceless suit. While in Canada a banker is a bank teller whom you interact with whenever you do any banking
User avatar #5 - worldatarms (07/29/2014) [-]
It looks like Canada is set in a 1980's America
#90 - imagnetsux (07/30/2014) [-]
**imagnetsux rolled image** bankers in my town
User avatar #22 - adrianking (07/29/2014) [-]
What I learned from this: Canadians are naive.
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#58 to #22 - reycall has deleted their comment [-]
User avatar #99 to #22 - loonquawl (07/30/2014) [-]
I've traveled with Canadian friends, and this year I moved to Canada...
I'd agree that in general they are pretty naive about how ****** the rest of the world is.
Makes me worry for my friends safety abroad, but on the other hand, when people find out they're are Canadian, they're usually overly nice to them, like: Oh, a real Canadian, how adorable.
Sorry Canada.
#59 to #22 - reycall (07/30/2014) [-]
what i learned from this post.

people only believe anything and everything.
#55 to #22 - Rascal (07/30/2014) [-]
Americans are worse. They'll do anything to flatter themselves.
#62 to #55 - thefates ONLINE (07/30/2014) [-]
I'll suck your dick if you take that back.
I'll suck your dick if you take that back.
User avatar #24 to #22 - torchrose (07/29/2014) [-]
No, the banks up here aren't ******* people over every day because they actually give two ***** about their customers

Unlike the phone companies. Now they're a bunch of crooked faced *******
#48 to #24 - stalini ONLINE (07/30/2014) [-]
how retarded one must be to believe this
User avatar #25 to #24 - adrianking (07/29/2014) [-]
^ Naive.
#31 to #25 - Elemental (07/29/2014) [-]
No seriously, the banks are fine, it's the cell phone companies that would screw your dog for a buck.
#46 to #31 - withstrangeraeons (07/29/2014) [-]
Please, as if you would be paying them. You'd just wake up with a lump on the back of your head, your wallet gone, and the light of innocence gone from the eyes of poor scruffles.
#86 to #25 - Rascal (07/30/2014) [-]
^ Naive
User avatar #26 to #25 - torchrose (07/29/2014) [-]
^ rude
#27 to #26 - Rascal (07/29/2014) [-]
^ spongebob!
User avatar #29 to #27 - bebonkers (07/29/2014) [-]
^ No homo
#91 to #24 - Rascal (07/30/2014) [-]
>up here
An objective opinion right here, folks.
User avatar #139 - horsecrab (07/30/2014) [-]
Am I the only one who has never had an issue with American banks? I deposit my money and in response get to use a nifty debit card and a small (arguably insignificant) interest on your savings.

Okay yeah you get overdraft fees if you overdraft, so don't ******* overdraft.

I'm probably overlooking something though. Anyone have any nightmare stories about banks? My experiences have so far been pretty okay.
#107 - notaboss (07/30/2014) [-]
Honestly pisses me off when people go on about how banks are crooked and scummy. Yes, there are fees. Lots of them. You know what those fees pay for? Loans to help people get a car, home, new business.    
   
You know why you got charged that overdraft fee? Because YOU SPENT MONEY THAT WASN'T YOURS. You couldn't handle your own finances, so the bank will get a fee for that.    
   
As for the whole "the bank took money from someone that didn't have any" argument; if you have no money for food, is Walmart going to give you free bread and milk? If you have no money for gas, is BP or Chevron going to fill up the tank? No. They're providing a service. Don't like it? Don't use it.   
   
tl;dr I'm a douche bag that needed to vent.
Honestly pisses me off when people go on about how banks are crooked and scummy. Yes, there are fees. Lots of them. You know what those fees pay for? Loans to help people get a car, home, new business.

You know why you got charged that overdraft fee? Because YOU SPENT MONEY THAT WASN'T YOURS. You couldn't handle your own finances, so the bank will get a fee for that.

As for the whole "the bank took money from someone that didn't have any" argument; if you have no money for food, is Walmart going to give you free bread and milk? If you have no money for gas, is BP or Chevron going to fill up the tank? No. They're providing a service. Don't like it? Don't use it.

tl;dr I'm a douche bag that needed to vent.
#121 to #107 - guardianranger (07/30/2014) [-]
I agree with about all you said except some banks really are just assholes. My bank took my entire paycheck and "Held it" Because I bought gas with the card. I called them and they told me "It was probably the gas station, we don't do that." Then I was told by the manager it is not them ,but indeed the bank because they've had lots of problems with them doing this. Now, you may say "Did you read the fine print blah blah..." Yes, I read it thoroughly and asked if there was anything I should know that might not be in the paperwork. They told me straight to my face that everything is in it. Again, I read it thoroughly and completely. (I always read before I sign) so I couldn't buy food for my family until Wednesday. (it was Friday when they did it) They told me It would take at least 3 days to process then return and they didn't work on weekends. I would not use banks except with almost any job anymore your paycheck has to go straight to a bank. No more paychecks, they all have to be direct deposit now.

TL;DR : Just venting too.
User avatar #123 to #121 - trocadero (07/30/2014) [-]
Most banks have those precautions in place. If you deposit your paycheck through an ATM the first $100 is available while the rest goes on hold. But if you go into the branch and you're friendly they can "forget" to put a hold on it. Also most banks will release the hold if you come into the branch and provide a valid reason why you need the funds available.

TL;DR Tips on avoiding the holds from a bank teller at BMO
#153 to #123 - notaboss (07/31/2014) [-]
The US federal law has pretty strict guidelines on when and why banks can place a hold. For example:

Person A and Person B both have $5,000 checks.

Person A has an account with an average balance of $800.00, and in the last 12 months they've overdrawn their account 16 times. There will most definitely be a hold placed on this check (unless it's a cashier's check).

Person B has an account with an average balance of $50,000, and has never overdrawn their account. This check can be made available immediately, or even cashed.

tl:dr there's a reason that a hold was placed.
#141 to #123 - IamWhoIam (07/30/2014) [-]
I bank with BMO. You guys actually treat us like people.
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