Expensive Education. Expensive Education via pintast.com.. >have family member going to college >she wants to become a doctor >does good with grades and all and we get an occasional update from her >she post funny
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#14 - mattdoggy ONLINE (04/26/2014) [-]
>have family member going to college
>she wants to become a doctor
>does good with grades and all and we get an occasional update from her
>she posts a bunch of pictures to facebook all the time of her working out, riding on boats, going to clubs, vacationing in the bahamas, etc.
>we go to visit one time and she has us stay in her multi story house that is right along a canal filled with yachts and has a screened in pool and hot tub
>every piece of furniture is new and they have top of the line appliances with a big screen tv bigger than most windows
>I park my old truck behind her brand new prius and a pair of scooters
>that night we have steaks on a built in wall grill
>a week or two after we make it home she comes to visit us
>says that she is broke and doesn't know how to fix it
>how much?
>215k
>..........
>she failed at becoming a doctor and had to pay some fees for messing up with the grants she had
>we asked her about her job and she says she hasn't had one the entire time she was going to college
>she had just borrowed more and more money from different banks and maxed out over a dozen high limit credit cards.
>her mother couldn't help because she'd bought several houses and then tried to sell them but the market fell out
>grandparents gave up the majority of their retirement and mortgaged their land to be able to cover for her
>mfw she shows up to christmas bragging about her vacations to the Bahamas and then vegas
#38 to #14 - aherorising (04/26/2014) [-]
mfw this chick
mfw this chick
User avatar #44 to #14 - charagrin (04/26/2014) [-]
Jesus Christ. I made my post and then slid down and saw this, and it is exactly what I was trying to point out. A job, any job, while you are going to college will save you so many headaches in the long run.
#130 to #14 - forszhen (04/26/2014) [-]
Excommunicate her.
#188 to #130 - spetsnazvymple ONLINE (04/26/2014) [-]
*exterminate her
#34 to #14 - anon (04/26/2014) [-]
mattdoggy you have to continue the story. Please tell me the family harvested her organs too pay back your grandparents.
User avatar #39 to #14 - myaccountisnew (04/26/2014) [-]
Sheesh, and I thought my brother was irresponsible with money...
#202 to #14 - furiousmarshmellow ONLINE (04/26/2014) [-]
Who says rich people aren't pricks?
#177 to #14 - lampyridae (04/26/2014) [-]
Jesus H. Chist...but.....I mean....			****		.   
   
Someone needs to dropkick this chick
Jesus H. Chist...but.....I mean.... **** .

Someone needs to dropkick this chick
#58 to #14 - catburglarpenis (04/26/2014) [-]
There's a minimum of 10 			*******		 colleges in America that are tuition-free, and there are overseas programs that pay you to go to college. 			*******		 people man.   
   
www.usnews.com/education/best-colleges/paying-for-college/slideshows/12-tuition-free-colleges/1   
   
I joined the military to afford college but even my local ROTC branch would've paid me to go. Most the ROTC guys end up being Reservists-weekend warriors (I can say that- after 4 years Active I was Active Drilling Reserve for an extra year). So your "great debt" that needs to be repaid for the Army giving you a free education and paying you to go to school?   
   
One weekend a month, two weeks a year. It's not even a hard weekend. Half the time we just sit there dicking around on our phones until they tell us we can leave. The two weeks a year? Not that much harder. The Active Duty folks know Reservists don't know 			****		, so you end up doing busywork during your two weeks. Every time.    
   
Boot Camp/Officer Training is whatever but afterwards it's all gravy. Small 			*******		 price to pay for some sick-ass benefits.
There's a minimum of 10 ******* colleges in America that are tuition-free, and there are overseas programs that pay you to go to college. ******* people man.

www.usnews.com/education/best-colleges/paying-for-college/slideshows/12-tuition-free-colleges/1

I joined the military to afford college but even my local ROTC branch would've paid me to go. Most the ROTC guys end up being Reservists-weekend warriors (I can say that- after 4 years Active I was Active Drilling Reserve for an extra year). So your "great debt" that needs to be repaid for the Army giving you a free education and paying you to go to school?

One weekend a month, two weeks a year. It's not even a hard weekend. Half the time we just sit there dicking around on our phones until they tell us we can leave. The two weeks a year? Not that much harder. The Active Duty folks know Reservists don't know **** , so you end up doing busywork during your two weeks. Every time.

Boot Camp/Officer Training is whatever but afterwards it's all gravy. Small ******* price to pay for some sick-ass benefits.
#59 to #58 - catburglarpenis (04/26/2014) [-]
Even worse, I just realized she's a chick. She could've paid off a minimum of half the money if she would've sold her eggs to get out of the situation. Egg donors can actually do it an infinite number of times- the donor place will cut you off but you just go somewhere else. It doesn't take your eggs, just the ones that would be lost through menstruation.    
   
www.eggdonor.com/donors/egg-donor-compensation/
Even worse, I just realized she's a chick. She could've paid off a minimum of half the money if she would've sold her eggs to get out of the situation. Egg donors can actually do it an infinite number of times- the donor place will cut you off but you just go somewhere else. It doesn't take your eggs, just the ones that would be lost through menstruation.

www.eggdonor.com/donors/egg-donor-compensation/
#228 to #59 - animedudej ONLINE (04/26/2014) [-]
and women want equal rights... i bet you i couldnt make half that if i tried by donoring sperm...   
   
 i guess it's cause upon ejaculating a man produces millions upon millions of sperm while a woman only has one egg and it's a limited amount
and women want equal rights... i bet you i couldnt make half that if i tried by donoring sperm...

i guess it's cause upon ejaculating a man produces millions upon millions of sperm while a woman only has one egg and it's a limited amount
User avatar #260 to #228 - catburglarpenis (04/26/2014) [-]
No, but they'd never cut you off and you could do it your whole life if you wanted to.
User avatar #264 to #260 - animedudej ONLINE (04/26/2014) [-]
i could some in with a sign saying "will munk it for $£€"
User avatar #273 to #264 - catburglarpenis (04/26/2014) [-]
Or you could just go through the regular application process like everybody else. Whatever floats your boat, really.
#274 to #273 - animedudej ONLINE (04/26/2014) [-]
it was a joke though...
#227 to #59 - anon (04/26/2014) [-]
But egg donation isn't easy like sperm donation. She'd actually have to get an invasive surgery. And I'm sure that's not the first thought that came to mind for her, I never would have thought of that.
User avatar #261 to #227 - catburglarpenis (04/26/2014) [-]
It's not invasive surgery by any means or stretches of the imagination. The whole process is detailed on the website and detailed even fuller on other websites. You get a couple of shots and I think they syringe the eggs right out, but you'd have to look for yourself. I know it's not an invasive surgery, or else scar tissue would build up too quickly and they'd cut you off almost right away.
#97 to #14 - saltcat (04/26/2014) [-]
Well you know I'm fairly sure debt is generally forgiven if the debtor dies...
#20 to #14 - ninjabadger ONLINE (04/26/2014) [-]
All I can feel after reading that is the fiery rage of a thousand Suns.
User avatar #153 to #14 - RomanR (04/26/2014) [-]
>prius
User avatar #40 to #14 - europe (04/26/2014) [-]
You must tell her how ridiculous it is that she does that
Seriously if you don't there will never be any hope for her
User avatar #216 to #14 - hecatonchires (04/26/2014) [-]
Sell her to the russians.
#133 to #14 - girlcock (04/26/2014) [-]
8/10 still a good read
8/10 still a good read
User avatar #23 to #14 - roflstorm (04/26/2014) [-]
Did you tie her down and slit her throat over a patch of hot coals?
#31 to #14 - hewhoepicfails (04/26/2014) [-]
This ******* story...
#51 - phaegitt (04/26/2014) [-]
just buy cheaper hats...
#49 - hassanane (04/26/2014) [-]
Thoughts on this quote?
#89 to #49 - lozarus ONLINE (04/26/2014) [-]
Yup, looks about right.

Thats why civilized countries have free education and public universities.
User avatar #122 to #89 - ragingflamingos (04/26/2014) [-]
The US has public universities with drastically lower tuition than the private colleges.
#17 - damping (04/26/2014) [-]
>Inb4 Sweden starts wacking off to their own reflections
User avatar #119 to #17 - revengeforfreeze (04/26/2014) [-]
And right below is a Dane, they do it just as much! Nobody picks on them, though.
User avatar #129 to #17 - pabloenis (04/26/2014) [-]
you mean like every first world country ever? because education should be first priority for every government
User avatar #203 to #17 - tenfinnvo (04/26/2014) [-]
Russian government pays for your education in uni if you do good on your entry exams.
#217 to #17 - anon (04/26/2014) [-]
Except this beautiful man
User avatar #118 to #17 - revengeforfreeze (04/26/2014) [-]
That picture is so dumb though. People are uninformed about international affairs.
#205 to #17 - furiousmarshmellow ONLINE (04/26/2014) [-]
Yes, I am jealous I don't live in a place where it only has education and women going for it.
User avatar #267 to #17 - cumwhore (04/26/2014) [-]
> country of 9 million people
> half the population of LA county
> up until recently culturally homogeneous
> fewer business regulations than U.S.
> V.A.T.
> dat cost of living

What works in Sweden doesn't necessarily work in the U.S.
#22 to #17 - lastweek (04/26/2014) [-]
Comment Picture
#52 to #17 - blablub (04/26/2014) [-]
German here, brb wacking off to my own reflection.
German here, brb wacking off to my own reflection.
#50 to #17 - akselrk (04/26/2014) [-]
Norweagian guy here! I came to wack off to my own reflection.
#134 to #17 - anon (04/26/2014) [-]
I'm a Danish guy paying for his own education, studying abroad.
#53 to #17 - huchkizz (04/26/2014) [-]
I know that feel.
#69 to #53 - trollerfin (04/26/2014) [-]
Mind if I join the club of free education?
#74 to #69 - huchkizz (04/26/2014) [-]
Feel free.

Hey, have anyone seen Norway?
#87 to #74 - fishandkids ONLINE (04/26/2014) [-]
Sup.
#223 to #87 - anon (04/26/2014) [-]
Comment Picture
User avatar #71 to #17 - flyingvivo (04/26/2014) [-]
As a Swede I gotta say our education has gotten worse.
Teachers are underpaid -> less people want to become teachers -> less teachers -> even the bad teachers get jobs -> worse education.
User avatar #76 to #71 - theasguard (04/26/2014) [-]
That is the American school system from the start lol. Most of our education over here blows.
#86 to #17 - cannibalvegan (04/26/2014) [-]
As a Swede, I can't disagree with this unfortunately.
As a Swede, I can't disagree with this unfortunately.
User avatar #5 - odinshomeboy ONLINE (04/25/2014) [-]
There's always new hires we have at my company who complain about their student loans. I feel weird because when I was born my parents started an education fund for me and I didn't have to pay anything during school. Same for my brother.

I strongly feel that if you plan well enough for anything that you won't have a problem. 19 years to save up 30k-50k isn't that bad. Interest is a powerful thing. Set up a fund for family and friends to pay into for your birthdays or holidays.

It's the exact same thing my parents did, and I plan to do the same thing for my children.
#9 to #5 - theXsjados ONLINE (04/25/2014) [-]
With the number of scholarship programs available to students plus grants and subsidized loans it really isn't that bad. If your family is moderately wealthy you won't qualify for scholarships, but you always can qualify for scholarships. You do well enough in school you don't have to pay for it.

My school if you enter an advanced program (that everyone is eligible for) and maintain a GPA of 3.5 you pay half tuition, if you maintain 3.8 you pay no tuition. That and if you enter a RA program and become a RA you don't pay room and board either.

If you're determined enough even the poor and the not quite wealthy don't have to pay for college either.
#82 to #9 - ennemi ONLINE (04/26/2014) [-]
what's the max gpa one can get ?
#189 to #82 - theXsjados ONLINE (04/26/2014) [-]
4.0
#10 to #9 - theXsjados ONLINE (04/25/2014) [-]
If your family is moderately wealthy you won't qualify for grants*
#28 to #5 - anon (04/26/2014) [-]
You didn't save up the money your parents did, not everyone is lucky enough to have fiscally responsible parents, its a matter of luck and you're are bragging like you accomplished something.
User avatar #29 to #28 - odinshomeboy ONLINE (04/26/2014) [-]
I'm well aware I didnt accomplish the whole no debt thing. Hence my point of feeling weird when people talk about debt. And I don't know how you interpreted that as bragging, If anything I'm sharing the financial insight that I have learned from my parents foresight.

I actually avoid telling people I meet (In real life) about my parents assistance. People look at me like I don't have an appreciation for life or money. It's the same reason I don't tell people I have MS. I don't like being judged on **** you can't see. You people are different. For all you know I'm the 12 year old ******* your mom from CoD.

I'm hoping that at least one person will realise it's a good idea and start saving for their kid instead of buying a bunch of **** they dont need to make their life seem incredible. Take care of your kids first, then make your life glamorous.
#77 - mauerman ONLINE (04/26/2014) [-]
And I'm just sitting here getting paid by the government to go to school.
#178 to #77 - anon (04/26/2014) [-]
Arent Denmark the only one of the scandinavian countries that has the flag with only one cut leaving to points instead of 3?
User avatar #179 to #178 - mauerman ONLINE (04/26/2014) [-]
Holy **** , I made that pic a while ago from painting over the Swedish one. I never realized my mistake. Thanks Anon!

words I truly never believed I would speak
#185 to #178 - mauerman ONLINE (04/26/2014) [-]
There we go, much better.
User avatar #222 to #77 - failtolawl ONLINE (04/26/2014) [-]
You know you have a ****** upper tiered education system when the government has to pay you to stay.
User avatar #234 to #222 - mauerman ONLINE (04/26/2014) [-]
No, it's just a bonus to the gift of education. Absolutely no one in the entire country believes the government does this as an incentive just to get people in schools. Most Danes get educated because they want good jobs and want to make changes, not because they only care about the money. Some do, obviously, but they are hated by the general populace, so it doesn't happen as often as you'd think.
#88 to #77 - olofski (04/26/2014) [-]
know the feeling
#106 to #88 - bastardusnorvegi (04/26/2014) [-]
i know that feeling
User avatar #6 - sharlibri (04/25/2014) [-]
You know, I hate how expensive getting an education is in the US. I want to become a doctor, but guess what? I cant afford med school unless I put myself in thousands of dollars of debt that will take me years and years and years to pay off. So instead I work at some crappy state job, not furthering my education because I have a family to take care of and it would be literally impossible to pay for an education while taking care of my family. I feel like the government is making education so expensive on purpose in order to keep all of its citizens uneducated and easy to manipulate and control.
User avatar #57 to #6 - thewaronbeingcool (04/26/2014) [-]
It's so expensive because colleges are being ran like businesses, with education being a secondary goal to profit.
User avatar #104 to #6 - zoidz (04/26/2014) [-]
You could always go to South America, a majority of the universities/colleges here are free, if you are in a paid one you can take a college/'professional area' wide test in which, if you get into 3rd, 2nd or 1st place you get 50%, 75% or 100% discount on your college funds and don't have to pay anything later. (it's somewhat easy since there can be multiple 3rd, 2nd places and occasionally 1st places.)
#27 to #6 - anon (04/26/2014) [-]
The first part makes sense, "I feel like the government is making education so expensive on purpose in order to keep all of its citizens uneducated and easy to manipulate and control." that part is retarded
#24 to #6 - anon (04/26/2014) [-]
You could go to a state college and get scholarships. Going to a college in the state you live gets you a steep discount on tuition. Going to a state college instead of a private one is always cheaper and usually comparable in quality. Or if you want a degree, you can go to state college for 3 years and transfer to a fancy one for senior year and graduate from a good college for much less money. You can also do part time, which is even cheaper (but slower).
#8 to #6 - theXsjados ONLINE (04/25/2014) [-]
Our Government doesn't select the prices of going to college.

4 years at UCONN Med (University of Connecticut) is around $32,000 a year plus $10,000 a year room and board.

4 years at Harvard Med is $52,000 a year plus $10,000 room and board.

Colleges might be learning institutions but they are also part of the capitalist American Dream. They're in it for the money.
#16 to #8 - anon (04/26/2014) [-]
hmmm how could we make more money doing what we are already doing? Let us ask our budget people......oh wait we don't have any DOUBLE ALL THE PRICES. Yes I know this isn't accurate with any info behind it but this is how it feels. Personally I am not going back to college until I have enough money to pay for all of it at once working however many jobs I need to because being in debt means living beyond your means. I am currently 24 and have never had a credit card....which hurts my chances of even finding a ******* apartment even when I have first and last months rent completely covered plus collateral.
#41 to #16 - theXsjados ONLINE (04/26/2014) [-]
People with a degree, on average, earn $1,000,000 more in their lifetime than a high school graduate. $30,000 - $50,000 debt is not that much considering how much more they will earn in their lifetime. Provided you get through college and find a job (the hard part). Every year you spend outside of that field of work will only hurt you. You will miss opportunities, and experience while simultaneously aging out of the most eligible hiring periods of your chosen career.

A high school grad will earn around $30,000 a year (if they're really successful). A college grad (even just an associates degree) starts at $40,000 to $50,000. If you think you can save up for college working at $30k a year, good luck... you're gonna need it.

That and considering 60% - 70% of state university's B.A. program's cost comes from room and board you're really not doing yourself any favors. Every dime you save is money you are simultaneously wasting by living on your own and supporting yourself (assuming you don't plan on living with your parents while you're busting your ass for you college money). Room and board includes everything you need to survive for all but two months a year. At around $10,000 a year, that's $1,000 a month. It includes food, heat, electricity, internet, cable, rent, and etc.

The average rent in my area (all these numbers are based in my area, but they all scale with the cost of living in whatever area you come from so the impact will be the same) is $600 a month for a 1 bedroom apartment. Add in heat, electricity, and food it gets closer and closer to $900. If you want internet and cable suddenly boarding at a college is cheaper.

Oh and the beauty of capitalism is that because there are so many colleges the prices are pretty fair. It's a free market but a college that charges unreasonable prices will get put under by its competitors, unless it has a real reason to be charging so much (prodigious institution, amazing person as professor, etc.)
User avatar #35 to #16 - sursum (04/26/2014) [-]
Having a credit card doesn't mean instant debt, responsibly using one means only spending on it what you can cover with your next pay cheque, so that you don't have to use all of your cash now and not be able to buy anything for the rest of the, however long it is. Its not manufactured out of synthesised evil or something.
User avatar #42 - charagrin (04/26/2014) [-]
A big part of this, and please don't turn this directly into an insult because I do not mean it that way, is laziness. I went to college, and got my masters degree just a little while ago. My debt is a whopping 6300 bucks I will have paid off within the year. Why? Because despite going to school full time and having a family, I also have a job.

I was literally, LITERALLY, the only student I know of who constantly had a job every trimester. Everyone else would have a job and quit, or lose it, or never got one to begin with. And THAT is how you rack up debt. Because without a job you need a loan to cover every cig, every bite of food, every shower, etc.

Again, this is not an attack. Just have a job, any job no matter how crummy, and you will end up saving quite a bit in the long run.

I should also note I went to Community College, which does affect price. Obviously Burger King won't cover a Ivy League price tag but at least you will have some moolah in your pocket.
User avatar #46 to #42 - YippieKiYay (04/26/2014) [-]
That's true - I think every student should have some kind f a job. I'm going to be in over $40k debt by the time I finish postgrad. I have a full time job now but I'd rather save my debt for later when I have a better job, and save my money now for travel and moving out etc.
User avatar #47 to #42 - hyeroshi (04/26/2014) [-]
I've got a pell grant running for me, so it helps me cover my expenses, however I would also like getting a job while I'm still taking classes. I want to know the feeling of being able to pay off my own debt with my own money.
User avatar #54 to #47 - angelojuusan (04/26/2014) [-]
I've got a part time job while taking a couple classes a quarter in addition to pell grants-As the pirates say, take what you can, give nothing back.
User avatar #48 to #47 - charagrin (04/26/2014) [-]
Trust me, mate. It is worth it, no matter how bad you may consider the job. I am 100% confident from my own experience that every dollar you make while attending college, will save you from spending 2 dollars after you graduate.
User avatar #56 to #42 - catburglarpenis (04/26/2014) [-]
I get paid to go to college #VeteranProblemsSolutions
User avatar #73 to #42 - ScottP (04/26/2014) [-]
Gonna' be looking for a job when I go to college in a few months. It's terrifying and exciting at the same time.
#75 to #42 - anon (04/26/2014) [-]
Yea, if you can. unless you live and go to school in an area that is incredibly seasonal. The amount of winter work here (since canada = snow) is about half of the amount of summer work here. It's scary. some people/places don't have a choice, but, I commend your accomplishment.
#90 to #42 - anon (04/26/2014) [-]
great ancdot mate like this would be same for everyone for some who call people lazy you sure are lazy thinker soem are looking after sick paretn or sister or brothers some like oyu ahve familys but with issues some cant hget a job as it mean they will fail what ever ti is they studing as it nedds 100% focus on subject at hand people learn diffrenlty to you while it great you manged to do this you can exapct everyone follow your ideal of i work no doubt there are thos that are lazy but you jsut on people hwo dotn ahve time for job for actaully reason i dont have due im trying to sort my dsylxia out as you can tell its bad ive got 4 subjects that will give nothing for any mistakes on my papaers so im stressed fr reason alos thye had job but left them when thye need to focus this somehting you dont understand i was the only dude to keep job through out the year fuycking hell your full of ****
#105 to #42 - doktorwhat (04/26/2014) [-]
here we go again.

I went to WPI, one consistently in the top 20 engineering schools in the US every year, as well as I believe #1 for highest earners directly out of school, and they also take IQ tests 10 years after graduating to see how sharp graduates keep themselves after leaving. Inventor of 4Square, Segway went there - I got taught by a man who helped create the first microprocessor at Bell labs. Not to toot my own horn, but I just really loved that school and got an AMAZING education that really launched my global career and rounded me off as a person.

Anywho... back in 2004 tuition was 28,000 USD per SEMESTER! Tuition increased roughly 3% each year, as well as living on-campus costs (which was mandatory for first year). So this is what I loaned out from Sallie Mae:

56,000 tuition + 12,000 room and board - 32,000 scholarship = 36,000

now, in years 2-4, I lived off-campus, and still borrowed around 800/month (400 for rent, 400 for food and gas and books and whatever else). I also got increasingly larger scholarships based on good performance. We were HIGHLY DISCOURAGED from getting a job. They expected us to really live and love our majors and to dive 100% into it, and having a side-job could distract us. We'd have plenty of time for working when we were out of school.

I had summer jobs doing construction the first two years - so maybe saved up $5,000 over the summers. My third summer I got an internship at a great place and got $20/hr! But it was an hour drive each way. They offered for me to continue working during the first semester of my final year, and I tried it out - and I failed a course. The material and workload was simply too much for me.

Needless to say, I got out with around $80,000 in debt and one hell of a ride - it changed my life forever and I'm a much better person for it.

Protip: move to Europe after school - the job market is better and Sallie Mae can't get at your money if you work and live here.
#226 - anon (04/26/2014) [-]
I work full time shifts as an electrician in a factory, whilst attending University part time (to obtain a degree in Electrical Engineering). I don't have any debt but that's because my life currently consists of working all day (hoping that i wont have to stay late) followed by hours of work/revision every night.

I'm sick of hearing people doing degrees in History, Geography, Sociology complain about how hard they've got it. You should try a week in my shoes...
User avatar #243 to #226 - satansferret (04/26/2014) [-]
Can I just bring my own and we'll study together?
#257 to #243 - anon (04/26/2014) [-]
You do Electrical Engineering?
User avatar #258 to #257 - satansferret (04/26/2014) [-]
Nope, Surgical Technology. Maybe we could become a team.
#265 to #258 - anon (04/26/2014) [-]
Electrical Surgical Technology Engineering Team maybe
User avatar #266 to #265 - satansferret (04/26/2014) [-]
Pretty much Bionics.
#95 - robuntu (04/26/2014) [-]
Is this were people from the EU claim their education is free? While spending the rest of their lives paying 20% VAT and a 50% marginal income tax?

Cause that seems to come up a lot....
User avatar #149 to #95 - tylosaurus ONLINE (04/26/2014) [-]
Better than paying it all off in one go.

Not to mention the healthcare. I'd definitely be on the ******* if I had to pay for what I've been through if I lived in America. So yeah, it's pretty ******* sweet.
#233 to #149 - robuntu (04/26/2014) [-]
That doesn't make sense though.

The picture is about American students with DEBT. Obviously they didn't pay off their tuition/cost of living - since at graduating, they still owe it. They aren't expected to pay it off all at once.

They are expected to start making payments six months after they are no longer full-time students. And they have lots of repayment options. Sure, you *could* pay it off in full, if you have the cash, but you can choose from several repayment plans. Some people pay for 30 years. The amount you pay can be reduced if you don't earn enough and the student loan payment would present a burden (Income based repayment/Income contingent repayment).

Healthcare is another issue entirely - but, rest assured, all US students at any sort of four year university are eligible for health insurance through the university. And yes, student loans can pay the premiums. Every US school I've been to had a health services building on campus.



User avatar #236 to #233 - tylosaurus ONLINE (04/26/2014) [-]
>Implying kids who need the education pay taxes
>Implying we have to pay for it. Later we pay for other's education. Not really our own.
>Implying kids in America have that much money, not even most parents can sacrifice all that. Some even have trouble after scraping together money for years for the sake of their child.
Six months after. Yeah that's totally so much easier. So, if this isn't an issue for any of the Americans like you make it out to be. How come pretty much everyone with a huge ******* debt.. Why are they complaining?

Sorry, it's not another issue entirely since you were talking about tax. You think all the tax you pay goes to schools only or something?
#240 to #236 - robuntu (04/26/2014) [-]
If you consider the number of American's with student loans, you'll see that only a small percentage are complaining. I borrowed around 50k for my undergraduate studies at a US university, and I don't complain about them.

My monthly payment is less than $200 USD. When I moved to the EU and started working full-time the higher tax rate costs me a lot more than my student loan payment.

No, I'm not suggesting that tax money only pays for tuition, but my point is that school isn't free in any country. It's just a question of who pays for it and when they pay for it.

It's also worth mentioning that many EU countries that have 'free' school are having problems with paying for it. In Ireland, for example, they have out-of-pocket fees the students have to pay and while class is free (outside of the student fees), cost of living isn't. If you want to live in the dorms, you have to pay.

User avatar #254 to #240 - tylosaurus ONLINE (04/26/2014) [-]
Except that's I see a large percentage and even if they aren't constantly complaining about it, I'm sure they are silently judging it.

That's because tax doesn't only take your education into consideration. I said this already.

No one ever said that it was free. It's just a lot smarter and won't put you on the street. Which of course might be an extreme case. I don't really care about the rest of the EU, I'm from Scandinavia and we have a pretty solid welfare here. As you know, Scandinavia is one of the places that are in the top of welfare states.
#112 to #108 - robuntu (04/26/2014) [-]
Jealous of high taxation, or jealous of high student loan debt?
User avatar #113 to #112 - bastardusnorvegi (04/26/2014) [-]
jelly of all the good stuff that the government provides
#116 to #113 - robuntu (04/26/2014) [-]
1.) The government doesn't provide anything. It reallocates. Everything the government provides is possible by taxes.

2.) Not jealous at all. I live in the EU and I can go live/work in the US whenever I want. I get to see all the 'benefits' of my tax contributions.....though, I can't imagine why anyone would be jealous of the taxes I pay. In the US, even with student loans, I would be able to afford a better standard of living.
#123 to #116 - bastardusnorvegi (04/26/2014) [-]
i get your point but i feel that everyone paying for eachother is a very fair system with less flaws than the US system. I have paid almost no taxes in my life only received from the rest of society. I think i have cost the state about 10 000£ in the last two years. I come from a poor family and this cash has helped me to get a lot of opportunities in life. when I get a job i will gladly pay back what i got and provide for the next generation that needs financial help.
#124 to #123 - robuntu (04/26/2014) [-]
None of that would be any different in the US though. Poor people in the US qualify for all sorts of social welfare programs, just like in the EU. Both tax systems are incremental based on how much you earn. A poor US citizen will have no trouble borrowing the money to attend. The loans are backed by the government and it ensures even poor families with no credit will be eligible.

If you get a great job, in either country, you'll pay taxes. In the EU you pay more taxes. In the US you pay less taxes + student loan debt. The amount you repay is based on your income too - if you don't make enough, you pay less each month (but for a longer period). There are even loan forgiveness programs available in the US.

The student loan system in the US is still subsidized by tax payers.

But in the EU a guy who didn't go to college and runs a day labour company is going to pay taxes that let a rich doctor go to school for free. In the US the rich doctor would have piles of student loans to pay. It's pretty much the same system.
User avatar #128 to #124 - bastardusnorvegi (04/26/2014) [-]
i guess both the EU and the US system works but i prefer the nordic model that i grew up with
#110 to #108 - anon (04/26/2014) [-]
he jelly.
#117 to #110 - robuntu (04/26/2014) [-]
Looks like you got one of them 'free' goburnment educations.....
User avatar #66 - tzukaza ONLINE (04/26/2014) [-]
education should be free and paid by the goverment end of story
User avatar #141 to #66 - cupcakescankill ONLINE (04/26/2014) [-]
like prison?
#229 to #66 - anon (04/26/2014) [-]
So we should have free education but not free healthcare?
#232 to #229 - fuckyosixtyminutes (04/26/2014) [-]
Neither is free, *******
#142 to #66 - fuckyosixtyminutes (04/26/2014) [-]
"free and paid by the government" is 100% self-contradictory, you ******* idiot. IF THE GOVERNMENT PAYS FOR IT WITH YOUR TAXES, THEN IT'S NOT FREE.
#230 to #66 - anon (04/26/2014) [-]
would you be okay with your tax dollars going to support someone majoring in art or woman studies?
User avatar #288 to #230 - tzukaza ONLINE (04/27/2014) [-]
thats how my country runs things
User avatar #70 to #66 - splendiddust (04/26/2014) [-]
American: BUT OUR TAXES
#224 to #66 - lamarisagoodname (04/26/2014) [-]
lemme just go get a degree in mythology and feminism from your tax dollars

saying "end of story" immediately turns your argument into garbage
User avatar #92 - halotalim (04/26/2014) [-]
$0K
My college is actually very inexpensive and I usually do a rather good job of getting it paid off before the end of the semester.
User avatar #79 - samthediv (04/26/2014) [-]
THEME OF SCOTLAND   SCOTLAND FOREVER SCOTLAND REMIX
> tfw free university
> tfw getting paid to go to school
User avatar #55 - revoll (04/26/2014) [-]
I love how everyone is posting about how low their debts are. The point is - There should be no debt to begin with.
User avatar #186 - mrgoodlove (04/26/2014) [-]
You can't owe a school you didn't attend
#173 - anon (04/26/2014) [-]
I work graveyard shift at UPS. The pay is okay, the union benefits are good, and i get to go to a public university (uofl) for free as long as i dont fail a class (then i just pay for that class). Its really not that bad, i get to experience the real college experience, and i am debt free. So really its not like the options arent out there, just people dont apply themselves/arent responsible, which is fine, just don't complain about debt until you have exhausted all options
#221 to #173 - anon (04/26/2014) [-]
You're assuming other people haven't already tried options like that.
#84 - bigmanblue (04/26/2014) [-]
my dept
£0
dont have to pay for Uni in this land of the free bitches
#99 to #84 - doktorwhat (04/26/2014) [-]
but you failed English there, mate.

Debt
not "dept"
#101 to #99 - bigmanblue (04/26/2014) [-]
i really dont care
User avatar #111 to #101 - xgrandmoffx (04/26/2014) [-]
Is this where the tax money is going?
#102 to #101 - doktorwhat (04/26/2014) [-]
*I
*don't
User avatar #200 - Mastermaster (04/26/2014) [-]
That's sad, especially when Universities in brazil are either free or way cheaper
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